Custom loan
Estimated monthly repayment: R 4 413. Total repayment: R 158 884.
Your custom-loan estimate
R 4 413
Estimated monthly repayment
This is the monthly amount to test against your budget.
Loan amount R 120 000
Interest rate % 18.50%
Term in months 36 months
Includes a R 45 monthly fee.
Total repayment
R 158 884
This calculator provides estimates only. It does not provide financial advice, credit approval, or a binding quote. Interest rates, bank fees, legal fees, transfer duty, and affordability rules may change. Confirm final costs and affordability with your bank, bond originator, conveyancer, or financial adviser.
Custom loan
Use a loan structure that matches the deal.
How this personal loan estimate works
Adjust the loan amount, interest rate, term and monthly fee to see how each choice changes your repayment.
- A longer loan term may reduce the monthly payment, but usually increases the total repaid.
- The interest rate and any monthly fee both affect the final cost of the loan.
- This is an estimate, not a loan offer. Your provider may apply different rates or fees.