I want to spend up to this much each month

Start with a monthly budget that feels comfortable, then see what you could shop for.

My monthly budget

Choose a loan type and adjust the details below when you want a more specific estimate.

At R 6 000 per month, your estimated purchase budget is

R 308 953

This includes an estimated loan of R 308 953, your R 0 deposit, and a 0% balloon payment.

Vehicle estimate

Amount financed R 308 953

Estimated monthly repayment R 6 000

Balloon due at end R 0

Upfront cash needed R 2 750

Total repayment R 434 750

Deposit

Interest rate % Starts at a 10.50% prime rate. Change it to match your lender's quoted rate.

Term in months

Balloon percentage

Add estimated bank fees Optional lender fees. Change or remove them to match a quote; they are not a lender offer. Once-off on-road fee

This is an estimate and can be edited. What is this fee?

This is a rough shopping estimate only. It does not assess your income, expenses, credit record, lender fees, or approval chances.

Start with the payment you can live with

Choose a vehicle, bond or custom loan, enter a monthly limit, then adjust the assumptions to explore a sensible price range.

A deposit can increase the estimated purchase price without increasing the monthly repayment.
A lower interest rate or longer term may increase the estimated amount, but changes the overall cost.
For a home, keep once-off costs separate from the monthly bond repayment in your planning.