Affordability check
Step
1
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4
Let's talk numbers.
What is your total monthly income after tax?
Use affordability as a guardrail
This check estimates a monthly payment range after considering your household income, living costs, debt payments and savings buffer.
- Use take-home income and regular costs so the estimate reflects your actual monthly cash flow.
- Keeping a savings buffer helps avoid stretching your budget to the maximum possible repayment.
- Treat the result as a planning guide, not a lender decision or a guaranteed approval amount.